Watching your child go from baby to a teen wanting their license is bittersweet. But you can’t help but feel happy that your child is moving up in the world. However, that happiness can quickly turn into a nightmare upon learning your teen was involved in a car accident.
In the event that your teenager is involved in a car accident, you must be ready to take immediate action. Continue reading to learn what you need to do.
Make Sure Your Child is Okay
No matter how old your child gets, you’ll never stop worrying about them. Car accidents are some of the most traumatic events anyone can experience, physically or mentally. And given how young teenagers are, something like this can leave a negative impact on them. Once notified, immediately head to the scene of the accident and check on your child’s well-being.
Assess the Damage
After ensuring your teenager’s safety, the next thing to do is to assess the damage done to the vehicle. You especially want to do so if you are the owner because you may be held responsible.
However, if the accident was severe enough to cause significant damage, there’s a chance a mechanic will classify your car as totaled. If your car is declared totaled, that means you can no longer drive it safely. Also, the repairs would cost more than getting a new car.
Contact Your Insurance Company
The next step you must take is to contact your insurance company. But before you contact the insurance company, talk to a car accident attorney. With their guidance, you can skillfully negotiate with the assigned insurance agent. Consequently, you get the compensation you deserve for the injuries teen has suffered. For more information, click URL and know the importance of working along with a car accident attorney when your kid is involved in a mishap. Tell them what happened and be sure to include as much detail as you can. While you’re on the phone, make sure your teen is with you.
The insurance company will most likely ask you questions only your child can answer. Not only does this maximize the chance of receiving compensation, but it also educates your teenager on what insurance policies are for.
If there is another party involved in the accident, don’t forget to exchange information with them.
Here is a list of information you need to exchange:
- Your contact information;
- Your driver’s license;
- Your child’s learning permit;
- The license plate number of the car;
- The name of your insurance company;
- The policy number of your insurance;
- Your full name.
Exchanging this information is necessary when filing a claim with your insurance company. It can also prove your teen’s innocence if they weren’t at fault.
Talk to Your Child
After everything is said and done, you need to sit your child down and talk to them. Obviously, don’t start lecturing them or be angry, even if they are to blame. This will just make things worse for them. It’s best to wait until things have settled down and then talk to them. Keep in mind that they’re still young. Young people make mistakes and it’s your job as the parent to make sure they learn from them.
Explain why driving too fast is dangerous and why they should never text and drive. It would also help to educate them on how making the right decisions after a car accident will affect the chances of getting your compensation.
Car accidents can happen to anyone, but they are a lot more common when an inexperienced teen is behind the wheel. Please use this information to get compensation from your insurance company and to keep your child safe on the road.